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Takaful Calculator

All fields marked with * are mandatory

1. How much is your monthly income?
Basic salary, rental income and others.
RM *monthly
2. How much is your monthly expenses?
Mortgage, household bills (electricity, internet, water, etc), food, petrol, shopping, including Takaful Contribution and others.
RM *monthly
Your income must be greater than your expenses
3. How much outstanding debt do you currently have?
Total outstanding amount of mortgage, car financing, personal financing, credit cards and others.
RM *total
4. How much life/Takaful coverage do you currently have?
Total Coverage Amount (including mortgage Takaful/Insurance) your family will receive if you passed away.
RMtotal
5. How many years does your family need to be supported in the event that you pass away?
Life/Takaful coverage is meant to support your family in the event that you pass away. If you pass away, you may want to ensure you leave behind enough financial support to get them through the next few years.
*years (must be 1 year or more)
Typically, about 10 years
6. How much critical illness coverage do you currently have?
Total Sum Covered you or your family will receive if you are diagnosed with a critical illness.
RM *total
7. How much replacement income do you need in the event of critical illness?
How many years does your family or your loved ones need to be supported in the event that you are critically ill?
Critical Illness coverage will ensure your family or your loved ones are protected from the financial impact of critical illness. Your family or your loved ones may need to be protected against the unexpected with certain percentage of your income.
years (must be 1 year or more)
Typically, about 3 years

of your income
8. How much is your existing annual limit for your medical coverage?
Total medical coverage you will receive (from your own medical coverage or through your employer) if you are hospitalised/go through hospital treatment.
RM *per year
9. How much is your desired annual medical coverage?
Medical coverage is meant to support your medical bill if anything happended to you. You may need an amount of annual medical coverage (for example RM200,000 annual coverage).
RM *per year